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At Fowler State Bank, we want you to "live better for less"

Fowler State Bank's partnership with GenGold® will enable you to do so! GenGold® is one of the leading full service discount providers, in the United States. Your membership in GenGold® will reap rewards quickly, as you begin to save money on purchases for travel, groceries, restaurants, movies, prescriptions, and much more. GenGold® will also let you register up to five additional family members who reside at least 25 miles from a Fowler State Bank branch.

As a GenGold® member, you and your family will save like never before. Vacations become a reality, grocery bills go down, consumer purchases and personal information is protected, prescriptions become more affordable, telephone calls are discounted, and even entertainment and dining out cost less. And that's just the beginning! GenGold® will help you and your family get more and do more, for less!

Add GenGold® to any Fowler State Bank personal checking product for a low monthly fee of $5, and start saving today!

GenGold® Member Log In


GenGold® Products, Services, and Features*

Personal Mobile Concierge® App

Power up savings & live concierge service at your fingertips. Just tap, show, and save all over town!

Features include: App for iPhone and Android, nearly 300,000 discount participants, searches for deals nearby or by GPS location, eGift cards sent immediately to your mobile device, actual savings automatically calculated and displayed in "My Savings", and Concierge services provided by live representatives.

Identity Theft & Security Center Program Featuring Restoration Rescue®

Identity Theft & Security Center Program featuring Restoration Rescue® will guide you through the steps required to take command of your identity.
  • Identity Theft Restoration Service (Activation Required)
  • Coverage for Minor Child
  • Lost Document Recovery
  • Fraud Alerts
  • Credit Reports
  • Junk Mail Reduction
  • Personal Information Form

Gift Card & eCertificate Savings

Members can save up to 15% on retail gift cards including: Macy's, TJ Maxx, JCPenney, Marshalls, Kohl's, L.L.Bean, Bass Pro Shops, and many more! Members can save up to 10% on restaurant gift cards including: Papa Johns, TGI Friday's, Red Lobster, Chili's, Olive Garden, Applebee's, and many more!
Members can save up to 10% on eCertificates including: Amazon, Lowe's, Home Depot,, Applebee's, and many more!

Travel Services

GenGold® guarantees the lowest published fares available at the time of purchase.
  • Air Travel - 3% rebate automatically mailed at the end of the month following travel completion & $100,000 automatic flight insurance provided.
  • Cruises - Go around the world or just set sail for a day. Rebates available.
  • Hotels - 5% - 50% off lowest published rate.
  • Car Rentals - 5% - 30% off lowest published rate.
  • Condo Vacations - Starting at just $350 for 7 days/7 nights at over 1,000 resort locations.
  • Group Trips & Events - Custom travel packages and special group packages available.

Health & Wellness

  • Prescriptions - Members simply present their membership card with a health discount I.D. to thousands of pharmacies nationwide. (Cash & carry restrictions apply.)
  • Group Dental Discount Plan - Savings from 20% - 60% off usual and customary fees, low monthly fee1, coverage throughout the U.S. with participating dentists, no exclusions for pre-existing conditions, no enrollment fees and no claim forms, and no maximum benefit limit.
  • Vision Care - Members receive discounts on their vision care needs, including eye exams, eyeglasses, frames, and lenses at locations nationwide.2
  • BeltoneTM - Members receive a 15% discount on hearing aids through BeltoneTM.

1Not all plans available in all states. A one year commitment is required. Visit for details.
2GenGold® membership card required for discount - Outlook Vision Well Card.

Consumer Services & Discounts

  • 90-Day Purchase Protection & Extended Repair Warranty - Member purchases are protected against loss due to fire damage or theft for 90 days from date of purchase. Coverage is automatic and in addition to other similar purchase protection coverage.3
  • Pre-Paid Phone Cards - Primary members purchase 100-minute pre-paid phone cards for $2.50.4 Limit 3 cards per primary account per month.
  • Office Depot® - Members save up to 70% off the "Member Best Value List".

3Protection is in addition to other similar coverage at no additional cost to members. Restrictions apply. Visit for details.
4State-to-state, in-state, and international calling rates vary. Rates subject to change.

Services at Substantial Savings

  • Roadside Service - Members receive a substantial discount on a one or two year membership for 24-hour emergency roadside service anywhere, on any road in the 50 U.S. States and Canada. It covers towing, battery service, flat tire assistance, fluid delivery, and lockout assistance. With up to four members covered in any car they drive.
  • Pet Health Services - Members receive a discount on VPI Superior Plan or VPI Standard Plan. Plan covers office calls, X-rays, surgery, hospitalization, lab fees, injection, prescription, and treatments. Works with any veterinarian.

Grocery Coupon Club & Other Savings

  • Grocery Coupon Club - Save up to $1,000 annually. Online access to inventory, and hundreds of printable coupons.
  • Other savings include - Theme Park Discounts, and Movie & Attraction Discounts.

*Visit for more information about all of the listed GenGold® products & services. Member must activate their Restoration Rescue® coverage to be protected. See Terms and Conditions for complete program benefits. Your financial institution has selected Generations Gold, Inc., a fully independent third party service provider, to provide travel and other discount services on an exclusive basis directly to GenGold® members. Your financial institution assumes no liability for any of the providers in fulfilling their services. All liabilities, claims, damages, and demands are the direct responsibility of Generations Gold, Inc., the benefits provider. Discounts received through GenGold® may not be used in conjunction with any other discounts. All services may not be available in some areas. Account set-up is required by member for Cash Back Rewards. Discounts are available exclusively through your GenGold® membership and not available at the participating merchants or providers. The participating listed merchants are in no way affiliated with Generations Gold, Inc., nor are the listed merchants to be considered sponsors or cosponsors of this program. All trademarks are the property of their respective retail owners. Terms and Conditions are applied to gift cards/certificates. Discounts are exclusively available through this members-only offer; these discounts are not available at the merchant's locations or on the merchant's website. Use of this Gift Card or eGift Card constitutes acceptance of the providing merchants' Terms and Conditions which can be found on their websites. Please see the merchant gift card/certificate for additional terms and conditions, which are subject to change at merchant's sole discretion. You may also visit or call 1-800-428-6686 for complete program details.