Savings Accounts
Statement Savings
Minimum deposit of $100.00 required to open account- Interest rate subject to change
- Interest compounded and paid semi-annually (June 30th and December 31st)
- Excess item fee of $1.00 charged for each withdrawal in excess of six during a calendar month
- $2.00 fee if the average monthly balance falls below $100.00
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Christmas Club
- Can be opened anytime
- Deposits of any amount accepted
- Club runs annually from October 1st thru September 30th
- Minimum deposit of $5.00 required to open account
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Certificates of Deposit
- Minimum deposit requirements from $500.00 to $1,000.00
- High yields with maturities from eight days to six years
- Earnings may be compounded, paid by check, or credited to a checking or savings account
- Substantial penalty for early withdrawal
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