Not only does Fowler State Bank offer loan and deposit products, we also have an array of other products. We have the products and services you need whether you want to secure your valuables, access your money via a Fowler State Bank credit card or debit card, automate deposits or debits to your accounts, or check on your deposit and loan accounts via phone. Plus Fowler State Bank is a seasoned veteran in the Healthcare Savings Account (HSAs) field. Use the chart below

CREDIT CARDS

Fowler State Bank is committed to providing our customers with credit card products backed by top quality service and consistency. Because we believe our customers deserve the best, we offer Visa Classic, Visa Gold and MasterCard products, with worldwide acceptance, no annual fee, and fixed rates.

You can view your account balance, check available credit, view past and current statements, view transactions since your last statement and make your payments simply by visiting mycardstatement.com. For more information, please contact the credit card department at 765-884-1200.

You may access your Card Account information by clicking on the following link.
www.mycardstatement.com


DIRECT DEPOSIT

Direct Deposit is safe, convenient, and confidential. Direct Deposit is the electronic transfer of a payment from a company or organization into your checking or savings account. Payment may be made to employees, retirees, taxpayers, or shareholders.
The most popular application of Direct Deposit is for payroll, but it can also be used for other types of payments, including Social Security or other Government payments, Pensions, Interest and Dividend payments, Tax refunds, etc.

How It Works

By completing a standard enrollment form a person authorizes a company or organization to make a Direct Deposit payment into one or more of his or her accounts.

Fowler State Bank accepts Direct Deposit payments to all checking and savings accounts. Direct Deposit Authorization forms for Government payments may be completed at Fowler State Bank. For company payroll Direct Deposit please contact your payroll administrator.

For more information, please contact the Fowler State Bank Customer Service Department at 800-439-3951 or 765-884-1200.


HEALTHCARE SAVINGS ACCOUNTS (HSA)

Healthcare Savings Accounts were developed to manage healthcare expenses without risking healthcare coverage.
To qualify you must have a qualified high deductible health plan (HDHP).
Benefits of an HSA:

• Interest or earnings on the assets in your HSA are tax-free.
  
• You may claim tax deductions for your contributions.
  
• Distributions for qualified medical expenses are tax-free.
  
• You may contribute up to 100% of your annual health plan’s deductible.

• Free Checks
  
• Free Debit Card
  
• Unlimited withdrawals for qualified medical expenses
  
• Monthly Statements
  
• Interest paid to the account monthly. The interest rate will be computed on your monthly average balance.
  
• Year-end tax documents for the preparation of your taxes.
  
• Application Fee/Setup Fee $4.00
  
• Annual Fee $36.00 per year, prorated the first year the account is open
  
• Non-FDIC insured products (annuities, mutual funds, etc.) as an alternative investment

SAFE DEPOSIT BOXES
 
Available sizes and annual rent:

3 x 5	$ 20.00
5 x 5	$ 25.00
3 x 10	$ 35.00
4 x 10	$ 40.00
5 x 10	$ 60.00
10 x 10	$125.00

Safe deposit boxes are only available at 300 E Fifth Street, Fowler, Indiana.

Entrance Hours  

Monday - Thursday	8:30 a.m. to 3:00 p.m.
Friday	8:30 a.m. to 6:00 p.m.

For more information, please contact a Fowler State Bank Customer Service Representative at 765-884-1200 or 800-439-3951.


TELEBANKER (Telephone Banking) 24 HOUR ACCESS

866-885-1200

Call anytime of day to access

• Balances
  
• Checking Transactions
  
• Savings Transactions
  
• Loan Payments
  
• Transfer Funds without a fee